| The Plains State Bank Services | ||
 This Schedule is published to inform you of fees and charges for services performed by the Plains State Bank. It lists only the most frequently used services. Complex or unusual transactions may necessitate higher fees. Any Plains State Bank employee will be pleased to answer your questions about these and other service charges. Fees, charges, and rates are subject to change. |
Services offered: |
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Free Checking * This service is not offered at the Lakin Branch. |
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Free Checking
Minimum deposit to open account of $100.00. No monthly minimum balance fee. First box of check free, then $5.00 off other styles. Does not include Bankers Club Services.
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Regular Checking
Automatic membership is PSB Bankers Club. Minimum balance fee of $10.00 if daily balance falls below $1,000.00 druing the months statement cycle. $25.00 to open account.
No minimum balance fee if account holder is age 60 or over. Church, Club & School Accounts are exempt from monthly service charge. This is applicable to all regular checking accounts.
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Now Checking Accounts
Automatic membership in PSB Bankers Club. Accounts earn interst as posted in bank lobby on daily balance. Balances below $1,000.00 for the statement cycle earn no interest and are assessed a $15.00 service charge.
Super Now Checking Accounts
Automatic membership in PSB bankers Club. Accounts earns interest as posted in bank lobby on daily balance. No charge per check or deposit.
Minimum Ledger Daily Balance.
$2,500 & up - Sumper NOW rate of interest
$1,000 - $2,499.99 - Now rate of interest
Account interest rate on account for that monthly statement cycle and no minimum balance fee.
Balances below $1,000.00 - $20.00 service charge.
Overdraft Protection
To avoid insufficient or return check fees. There is no interest charged or fee until the service is used. Stop in and apply for this service.
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PSB Bankers Club
Each Regular Checking, NOW Account and Super NOW account is automatically a member of the PSB Bankers Club, subject to the following limitations:
--Free $10,000 Accidental Death & Dismemberment Insurance Policy per account. (Up to $20,000 per customer - not available to business, church, club or school accounts) and limited pro rata to named account signers.
--Free Cashiers Checks, Money Orders and Travelers Checks up to 4 each per month.
--Free Notary Public Service.
--Free Household Inventory Record safekeeping service.
-- Free Photocopy Service up to 4 per month.
--Free Basic Wallet Style Checks--one box per order or $5.00 off other styles.
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Savings
Earns interest on ledger daily balance.
Six free withdrawals per quarter - quarterly statement.
Two free withdrawals per month - monthly statement.
Each additional withdrawal $2.00. $25.00 to open account.
Certificate of Deposit
Earn a top returnon investment with certificate account. We offer a variety of accounts to fit your needs.
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Safety Box Rent
Size--------------------------------------------Annual fee
2 x 5--------------------------------------------$10.00
3 x 5--------------------------------------------$14.00
4 x 5--------------------------------------------$16.00
5 x 5--------------------------------------------$18.00
3 x 10------------------------------------------$22.00
5 x 10------------------------------------------$32.00
10 x 10-----------------------------------------$50.00
11 x 15-----------------------------------------$65.00
Lost Key---------------------------------------$25.00
Drilling Fee-------------------------------------$50.00
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Retirement Accounts
For information on Retirement Accounts call or come in and see an officer at The Plains State Bank.
Plains State Bank
Privacy Disclosure Policy
We have never shared nonpublic personal information except as required by law and we will continue to protect your privacy.
Categories of Information that We May Collect
We collect nonpublic personal information about you from the following sources:
* Information we receive from you on applications or other forms, such as: your name, address, social security number, assets, and income.
* Information about your transactions with us, our affiliates, or others such as: your account balance, payment history, parties to transactions and credit card usage.
* Information we receive from a consumer reporting agency, such as: your credit-worthiness and credit history.
Categories of Information that We Disclose
We do not dislcose any nonpublic personal information about our customers or former customers to anyone, except as required by law.
Disclosure as Permitted by Law
We may disclose all of the information we collect, as described above to service providers and copanies that perform marketing services on our behalf (for example - check printing companies)
Confidentiality and Security
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
If you ever have questions or concerns about the integrity of you account information, please contact us.